<div dir="ltr">None of the links support your "good  (>680) credit scores pay a 1.5% penalty" hypothesis.<div><br></div><div><br></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Sat, Apr 29, 2023 at 3:17 PM Stuart D Gathman <<a href="mailto:stuart@gathman.org">stuart@gathman.org</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">On Sat, 29 Apr 2023, Arturo Davila Andino wrote:<br>
<br>
> Here are the tables, buddy.<br>
> Old: <a href="https://singlefamily.fanniemae.com/media/33201/display" rel="noreferrer" target="_blank">https://singlefamily.fanniemae.com/media/33201/display</a><br>
> New: <a href="https://singlefamily.fanniemae.com/media/9391/display" rel="noreferrer" target="_blank">https://singlefamily.fanniemae.com/media/9391/display</a><br>
<br>
Irrelevant.  It is not the rates.  It is literally a penalty.  Or<br>
more charitably, a "mortgage tax" to assist those who habitually buy<br>
more than they can afford (and aren't in Congress).<br>
<br>
<a href="https://www.newsweek.com/biden-raises-costs-homebuyers-good-credit-help-risky-borrowers-1795700" rel="noreferrer" target="_blank">https://www.newsweek.com/biden-raises-costs-homebuyers-good-credit-help-risky-borrowers-1795700</a><br>
<a href="https://abcnews.go.com/Business/credit-score-home-mortgage-costs/story?id=98868025" rel="noreferrer" target="_blank">https://abcnews.go.com/Business/credit-score-home-mortgage-costs/story?id=98868025</a><br>
<a href="https://www.usatoday.com/story/money/personalfinance/2023/04/23/mortgage-fee-structure-change-may-2023/11713841002/" rel="noreferrer" target="_blank">https://www.usatoday.com/story/money/personalfinance/2023/04/23/mortgage-fee-structure-change-may-2023/11713841002/</a><br>
<br>
Those are just the top 3 from DuckDuck.</blockquote></div>

<!DSPAM:187CE81ACF71652191241736>