Peanut Smoothie

1 large banana
1/2 cup quick oats
1 Tbsp chia seed (optional)
1 cup + 2 Tbsp cold water
2 Tbsp wheat germ (optional)
1/3 cup nonfat dry milk
1 Tbsp vanilla protein powder (optional)
1/3 cup natural peanut butter (nothing but peanuts)
3 Tbsp brown sugar
10 cubes ice (approx)

Put banana, oats, chia, water in blender. Pulse briefly to mix chia and oats with water. Let soak a few minutes while getting remaining ingredients. The oats will soften and the chia will swell into a gel. Add wheat germ, dry milk, protein powder, and blend briefly until smooth. Add peanut butter and brown sugar and blend until smooth. With blender running, add ice cubes one at a time to make 48 - 50 ounces of smoothie. Add additional water if needed if too thick.