[Discuss] Legitimate discimination and corruption

[Stuart D Gathman]

 	Districting

State governments divide their area into precincts by drawing red lines
to identify the boundaries.  This is necessary to decentralizing voting
and counting the votes.  It is a legitimate process, but is infamous
for "gerrymandering" - drawing weird snakelike forms for precincts to the
advantage of one political party.  Thus a legitimate process has been
corrupted.

 	Redlining

Banks divide the area they serve into districts based on profitability.
This is necessary to assign risk and pricing to loans.  As with 
gerymandering, there is certainly the *possibility* that this is
done corruptly - in violation of profit motive and fiduciary 
responsibility.

While Thomas Sowell found no evidence of such corruption 
for the times and places he investigated, can we grant Arturo that just as 
there are stupid corporations that destroy their profits, and often entire 
businesses by going "woke", there could be stupid banks that destroy their 
profits by refusing to make loans to profitable customers.

In fact, given the current rash of "get woke go broke", it wouldn't 
surprise me to find racist banks somewhere as well (no doubt in "blue" 
cities).