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[Arturo Davila Andino]

None of the links support your "good  (>680) credit scores pay a 1.5%
penalty" hypothesis.



On Sat, Apr 29, 2023 at 3:17 PM Stuart D Gathman <stuart at gathman.org> wrote:

> On Sat, 29 Apr 2023, Arturo Davila Andino wrote:
>
> > Here are the tables, buddy.
> > Old: https://singlefamily.fanniemae.com/media/33201/display
> > New: https://singlefamily.fanniemae.com/media/9391/display
>
> Irrelevant.  It is not the rates.  It is literally a penalty.  Or
> more charitably, a "mortgage tax" to assist those who habitually buy
> more than they can afford (and aren't in Congress).
>
>
> https://www.newsweek.com/biden-raises-costs-homebuyers-good-credit-help-risky-borrowers-1795700
>
> https://abcnews.go.com/Business/credit-score-home-mortgage-costs/story?id=98868025
>
> https://www.usatoday.com/story/money/personalfinance/2023/04/23/mortgage-fee-structure-change-may-2023/11713841002/
>
> Those are just the top 3 from DuckDuck.
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